Fed Reporter's SmartCECL-Complete was developed by professionals with accounting and credit management experience in financial institutions of all sizes. With SmartCECL-Complete, you will have a CECL process that is easy to implement, easy to use, and easy to explain.

SmartCECL-Complete is a customizable and affordable system that can be adapted to fit all sizes of financial institutions. Features include:

• Works with your currently available data sources which we develop to fit the size and structure of your institution's loan portfolio.
• Intuitive design allowing for simple adjustments to all input parameters for your portfolio segmentation.
• Allows for platform governance and internal control considerations.
• Provides easy to explain calculations to estimate the Average Remaining Life and Loss Rate. Most institutions will be able to complete their initial ACL estimate in less than 15 minutes.
• Outputs all necessary board, regulatory, and financial reports, and disclosures, along with numerous audit trail capabilities.
• Peer trend analysis and economic adjustments for reasonable forecasts are automatically developed and incorporated into the ACL process.
• Emphasizes consultative personal attention from our Fed Reporter CECL experts throughout all stages of the implementation process.