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Alternately, for institutions with simpler loan portfolios, we have SmartCECL-CR®. Our application includes an exclusive amortization engine that utilizes your available loan extract data, which can be mapped to predefined FFIEC Call Report segments. SmartCECL-CR provides an easy, no-cost setup with an intuitive interface, to quickly calculate your reserve and generate the supporting reports management and examiners want to see.

Contact your sales representative for more information about our CECL products.


Customized ACL Management Solution

Fed Reporter's SmartCECL-Complete was developed by professionals with accounting and credit management experience in financial institutions of all sizes. With SmartCECL-Complete, you will have a CECL process that is easy to implement, easy to use, and easy to explain.

SmartCECL-Complete is a customizable and affordable system that can be adapted to fit all sizes of financial institutions. Features include:

  • Works with your currently available data sources which we develop to fit the size and structure of your institution's loan portfolio.
  • Intuitive design allowing for simple adjustments to all input parameters for your portfolio segmentation.
  • Allows for platform governance and internal control considerations.
  • Provides easy to explain calculations to estimate the Average Remaining Life and Loss Rate. Most institutions will be able to complete their initial ACL estimate in less than 15 minutes.
  • Outputs all necessary board, regulatory, and financial reports, and disclosures, along with numerous audit trail capabilities.
  • Peer trend analysis and economic adjustments for reasonable forecasts are automatically developed and incorporated into the ACL process.
  • Emphasizes consultative personal attention from our Fed Reporter CECL experts throughout all stages of the implementation process.

For more information about SmartCECL and/or a product pricing request.